Privacy Policy

Last Updated: July 23, 2025

Introduction

Welcome to Helpful Money ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you visit our website, including any other media form, media channel, mobile website, or mobile application related or connected to it.

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site.

Information We Collect

We may collect information about you in various ways. The information we may collect via the website includes:

Personal Data

When you use our financial calculators or tools, we may ask for certain information to provide accurate calculations. This may include:

This information is processed locally in your browser and is not stored on our servers unless you explicitly save or share your calculations.

Derivative Data

Our servers automatically collect information when you access the website, such as your IP address, browser type, operating system, access times, and the pages you have viewed directly before and after accessing the website. This information is used for internal analytics and to improve the user experience.

Cookies and Web Beacons

We may use cookies, web beacons, tracking pixels, and other tracking technologies to help customize the website and improve your experience. For more information about how we use cookies, please refer to our Cookie Policy section below.

How We Use Your Information

We may use the information we collect about you for various purposes, including:

Disclosure of Your Information

We may share information we have collected about you in certain situations. Your information may be disclosed as follows:

By Law or to Protect Rights

If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation.

Third-Party Service Providers

We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.

Marketing Communications

With your consent, or with an opportunity for you to withdraw consent, we may share your information with third parties for marketing purposes.

Interactions with Other Users

If you interact with other users of the website, those users may see your profile, posts, and activity related to your interactions.

Online Postings

When you post comments, contributions, or other content to the website, your posts may be viewed by all users and may be publicly distributed outside the website in perpetuity.

Security of Your Information

We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse.

Cookie Policy

Cookies are small files that a site or its service provider transfers to your computer"s hard drive through your web browser that enables the site"s or service provider"s systems to recognize your browser and capture and remember certain information.

We use cookies to:

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since each browser is a little different, look at your browser"s Help Menu to learn the correct way to modify your cookies.

If you turn cookies off, some features will be disabled. However, you can still use most of the calculators and tools on our website.

Children"s Privacy

Our website is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are under 13, please do not provide any information on this website.

Your Rights

Depending on your location, you may have certain rights regarding your personal information, such as:

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

Changes to This Privacy Policy

We may update our privacy policy from time to time. We will notify you of any changes by posting the new privacy policy on this page and updating the "Last Updated" date at the top of this policy. You are advised to review this privacy policy periodically for any changes.

Contact Us

If you have questions or concerns about this privacy policy, please contact us at:

Email: team @ neilmillard.com
Or via our Contact Page

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Calculators provided are a guide, your financial provider may use a different calculation